Money management computer program

So, you may try them first to see if they meet all your needs. YNAB might be the best premium money management apps. The YNAB money management philosophy focuses on four money rules:. This app walks you through every expense you may have each month. Besides tracking spending and building a budget, YNAB lets you make savings goals.

It also has daily online workshops you might enjoy. You can sync your bank accounts with YNAB. And, you can access YNAB from your laptop, phone or smartwatch. Spreadsheets are a powerful way to manage your finances. The only problem is that you have to enter the information yourself. Tiller imports your banking, investing and credit card actions in a spreadsheet. You can access this data on Google Sheets or Microsoft Excel.

What makes Tiller attractive is its premade templates. It has different ones for many common budgeting strategies. Some of the templates include:. You can use Tiller to track your personal spending or side hustle expenses.

For custom spending plans, you can build your own template. If you want a free app, you might try Personal Capital. This is a great option for tracking spending and your total net worth. Plus, you can set savings and spending goals. Another neat feature is its retirement planner tools. The planner also checks to see if your investments are properly diversified, and if your current ETF and mutual fund fees are higher than the category average. Read this Personal Capital review to learn more about this money management app.

Do you run a small business or monthly side hustle with expenses? QuickBooks can be the best app to track business expenses. You can create accounts and track income or expenses graphically. It is the replacement of earlier paid version of MS Money, but now is absolutely free. It is available in two versions:. Buddi is a simple money management program which lets you setup different accounts, categories, transaction records, etc.

Organize your finances with unlimited number of accounts and generate reports accordingly. You can simply create account by entering name, starting balance, and account type cash, investments, liabilities, credit card, etc. Manage budgeting with different categories such as entertainment, groceries, household, utilities, etc. You can generate multiple reports such as:. Watch My Budget LITE is a money manager that includes budgeting tool, accounting tool, debt calculator, and a cash flow spreadsheet.

It lets you manage your finances and view statistics with different tabs such as budget view, cash flow view, pay period view, and accounting view. The budgeting tool displays balance graph and lets you sort data by categories, group, description, etc. It allows you to generate different graphs and cash flow reports that can be printed or exported. It comes with some important money management tools:.

MoneyWiz is a cross-platform money management software that offers huge range of features with well-designed interface. It displays breakdown of transactions and provides access to options like edit, duplicate, delete, and refund.

It lets you create and track budgets with categories like dining, utilities, entertainment, etc. You can also schedule a transaction for payments or transfer, which appears on the calendar and acts as a reminder. It allows you to convert normal transactions into scheduled, split scheduled, duplicate scheduled, and auto-pay scheduled transactions.

For all transactions, you can generate reports, pie-charts, line charts, and offering bar. MoneyWiz offer features like:.

Cash And The City is another personal finance manager which comes with clients for Windows and Android. You can synchronize files between Desktop and Android Smartphone using cloud storage such as Dropbox, etc. It provides an intuitive platform for planning and tracking your personal finances. You can register all your income, expenses and transactions, then analyze and create statistics and graphs with details.

It lets you categorize your income or expenses, such as salary, bonus, groceries, utilities, entertainment, etc. Your income and expenses recurrent payments can be scheduled, so that they can automatically update. It includes some excellent money management features:. RQ Money is a free money management software, which uses SQLite as its database to store the financial data. You can create new database by setting its name, currency, password, and location.

It lets you add different categories and subcategories to an account with entities like opening balance, currency, account name, etc. You can also add new transaction by specifying its amount, description, category, date, etc. It also lets you split and duplicate transactions, as well as export them to PDF or Excel files. Generate and export various reports based on the transactions. The useful features are as follows:. It is free for non-commercial use. Control your finances by tracking your spending and balances.

It lets you categorize income and expenses, account transfer, download transactions from the bank, etc. You can monitor transfer between accounts and cross-check spending or purchases. You can also generate reports with expenses by payees, income and expenses, budgets, etc. It exhibits various features such as:. Easy Cash Manager is a free application to help you manage and track your income and expenses.

You can create different cash-books and assign them to either Standard mode or Business mode. Using standard mode you can keep records of income and expenses.

Business mode can be used for keeping multiple amounts for every record. Create a cash-book by selecting currency, adding description and initial balance.

You can protect the cash-books from unauthorized access by setting up passwords. It lets you easily sort cash-books by subcategory, date, amount or description. You can get details of your income and expenses for specific time and date using the survey feature.

You can generate reports for transaction statistics and export them as CSV files. Statistics: Posted by luisdev — Thu Jan 13, pm. Statistics: Posted by borisv — Thu Jan 13, pm.

Hosting offered by. Money Manager EX. Simple interface. Most of us tend to spend money on the go, so having a software package that allows you to log and track outgoings means a mobile and app-based solution makes a lot of sense.

Most packages offer both desktop and mobile solutions however. Reporting capability While personal finance package are great at helping you manage money and track spending, they're also vital for producing reports.

This data can subsequently be used for tasks such as filing your taxes or for sharing with an accounts person who does the job for you. Easy integration You'll want to check that any personal finance software you're considering will ideally work in tandem with other packages. This is crucial when it comes to logging items like expenses. Check your package can be used to move figures from one place to another for much more efficient tax filing purposes.

Help and support As is the case with any software package, it's always good to check there will be help at hand should you need it. Some personal finance packages come with free support, while others have it as part of a paid-for plan.

How much help you will need depends on your confidence with the software. The best personal finance software is Quicken. Manage budgeting, bills, and investments from a single desktop or mobile app. Quicken is a long-established tool for managing personal accounts, and while its reputation was built on a desktop version, it's now available to run as an app on your mobile devices.

Quicken offers a good range of financial reporting tools. These are set around a few different areas, namely budgeting, bills, accounts, and even investments. For budgeting, it offers you a chance to input your purchases and income so you can compare them both together to get a better idea of how much you are spending compared to how much you are earning. In terms of bills, you can also see which utilities and similar you are constantly paying out to, and see both the amounts to be paid and how much money you have left over.

For accounting purposes you can even bring your banking and credit card bills together in one place so that you have a very clear idea indeed of how much you're paying out.

This is especially handy as people easily underestimate how much regular small purchases can add to costs. For investments it also offers the ability to track these, whether as part of your savings, investment portfolio, or k pension plan. This means you have a clear idea of how much your savings and investments are worth, though it's fair to say you shouldn't panic about short-term fluctuations in the stock market. Altogether, Quicken brings together your budgeting, banking, and investment reporting into a single dashboard, which you can view from your desktop or even via your cell phone from the mobile app.

Quicken - Try it for 30 days risk-free! Because, hey, if you don't want to spend every single penny you have and more, you absolutely do need one. And perhaps you have more money than you thought? YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.

It's quick to install, supports the majority of transaction information downloadable from banks, and appropriately configures itself for personal or small business use by changing its monetary categories depending on your needs. If you get off track, YNAB — which is reasonably forgiving and understanding for a bit of software — will tell you what you need to do to get back to where you need to be.

You'll have to make sacrifices, but if it's guidance you need, this sets itself apart from the likes of Quicken. There's a free day trial available currently, which will let you explore all of the features and functions, without any cash outlay. BankTree is more than happy to support worldwide currencies, and in fact does a solid job if you're working simultaneously with more than one, offering balances in multiple currencies rather than rounding them off into a single total.